Terms of service

TERMS OF SERVICE

Last Updated: [Insert Date]

Welcome to Premium Gold and Silver (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, premiumgoldandsilver.com, including all related online services, content, and products (collectively, the “Services”). By visiting our website or purchasing from us, you agree to be bound by these Terms. If you do not agree, please discontinue use of our Services immediately.

Please read these Terms carefully before using our website.

1. Eligibility

You must be 18 years or older and legally able to enter into a binding contract. By using our Services, you represent that the information you provide is accurate and truthful.

2. Products & Market Conditions

2.1 Bullion Pricing

The prices of gold, silver, and other precious metals fluctuate constantly based on global market conditions. Product prices may change at any time without prior notice, including after items are added to your cart.

2.2 Descriptions & Authenticity

We strive for accuracy in all product listings, descriptions, photos, and specifications. However, slight variations may occur.
All bullion, numismatics, and collectible items are guaranteed authentic unless clearly stated otherwise.

2.3 Availability

All products are subject to availability. We may limit quantities or discontinue products at any time.

3. Orders

3.1 Order Acceptance

Order confirmation emails do not guarantee acceptance. We reserve the right to refuse, cancel, or limit any order for reasons including:

  • Pricing or listing errors

  • Suspicious or fraudulent activity

  • Invalid payment details

  • Quantity limitations

3.2 Binding Agreement

A binding agreement is formed only once your payment is processed and your order is formally accepted by us.

3.3 Cancellations

Because precious metal prices are highly volatile, all sales of bullion are final and cannot be cancelled or refunded once payment has been placed.

4. Pricing & Payment

4.1 Accepted Payment Methods

We accept the payment methods displayed at checkout, which may include:

  • Credit/debit cards

  • Bank transfers

  • Wire transfers

  • Payment apps

  • ShopPay

  • Deluxe e-check

4.2 Payment Verification

We may require additional identity verification or payment confirmation. Orders may be delayed or cancelled if verification is not provided.

4.3 Taxes

You are responsible for all applicable taxes, customs duties, and reporting obligations in your jurisdiction.

5. Shipping & Delivery

5.1 Shipping Methods

Orders are shipped using secure, trackable carriers. Precious metals may require signature confirmation.

5.2 Processing Times

Processing times depend on payment clearance and product availability. All delivery estimates are approximate and not guaranteed.

5.3 Risk of Loss

Risk of loss transfers to the customer once a package shows delivered via carrier tracking.
Premium Gold and Silver is not responsible for:

  • Incorrect addresses provided by the customer

  • Theft, loss, or damage occurring after delivery confirmation

5.4 Force Majeure

We are not liable for delays caused by carriers, natural disasters, customs, or events beyond our control.

6. Returns & Refunds

Please see our return policy.

7. Account Creation

If you create an account on premiumgoldandsilver.com, you are responsible for maintaining the confidentiality of your login credentials. Notify us immediately of any unauthorized use.

8. Prohibited Activities

You agree not to:

  • Engage in fraud or unlawful activity

  • Manipulate pricing or attempt market exploitation

  • Use bots or automated systems

  • Interfere with website security

  • Provide false or misleading information

9. Compliance with Laws

You agree to comply with all applicable local, state, and federal laws regarding the purchase and sale of precious metals, including required tax or regulatory reporting.

10. Limitation of Liability

To the maximum extent permitted by law, Premium Gold and Silver is not liable for:

  • Financial losses due to market price fluctuations

  • Indirect, incidental, or consequential damages

  • Delivery delays or issues caused by third-party carriers

Our total liability to you will not exceed the purchase amount you paid for the product in question.

11. Indemnification

You agree to indemnify and hold harmless Premium Gold and Silver, its owners, employees, and affiliates from any claims arising out of:

  • Your breach of these Terms

  • Your misuse of our Services

  • Violation of laws relating to precious metals transactions

12. Intellectual Property

All content on premiumgoldandsilver.com, including graphics, branding, product images, and text, is owned by or licensed to Premium Gold and Silver. You may not copy, reproduce, or distribute content without written permission.

13. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the accuracy, practices, or content of these external sites.

14. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect and protect your personal information.

15. Changes to Terms

Premium Gold and Silver reserves the right to modify or update these Terms at any time. Your continued use of our site constitutes acceptance of any changes.

16. Governing Law

These Terms are governed by the laws of the State of Arkansas, without regard to conflict-of-law principles.

17. Contact Information

For questions about these Terms, please contact us:

Premium Gold and Silver
Website: premiumgoldandsilver.com
Email: thewolfpactllc@gmail.com
Address: PO Box 297, Farmington, AR 72730